As your local Medicare Advisors, serving nearly 2,000 Hawaiian residents on Medicare, we are often asked about dental coverage.
Dental health and hygiene is very important to our overall health…at any age. Recent studies have shown the correlation between heart health and dental health. Proper chewing and overall enjoyment of eating requires consistent care of our teeth and gums.
Original Medicare Part A and B do not include routine dental coverage, such as dental exams, cleanings, fillings, crowns, and bridges, but Medicare may pay for medical work done to the jaw if it was damaged due to an accident.
In some cases Medicare may pay for tooth extraction, if necessary, due to diseases. Medicare will not pay for implants or any type of work related to the disease in reconstructing or saving teeth.
Many seniors have chosen not to purchase dental insurance because often the benefits don’t justify the premium and costs associated with the policy. This is frequently the case with popular names in the Dental Insurance marketplace.
That said, they are not the only options for good dental coverage if you are a Medicare beneficiary! This is just another reason why having a Qualified Medicare Advisor, who not only understands the plans available in our industry, but how they apply to our Medicare Community, is a valuable resource when considering your Medicare health plan options.
Talk with us today to learn about plans in your area that are worth the money. Stand Alone and Medicare Advantage “buy up” options are available.